"Tom Brothers" seminar: How to effectively control real estate financial investment risks?

On January 4, 2020, the Canada Gansu Federation of Chamber of Commerce, the Gansu Community Association of Canada and the "Tom Brothers" jointly organized a financial seminar conduct by the President of Tom Brothers Financial Inc.. The whole lecture has examples, analysis, and vivid humor. Everyone gained a lot from laughter.

Attentive participants

At 2 pm, the meeting room was full. Tom Yu walked in full of spring breeze. Mr. Wei Li couldn't help asking: "Tom Brothers" has been sponsoring the Spring Festival Gala of Gansu fellows in the past two years, but many people don't know what your main business is?

Tom smiled and said: Yes. For so many years, we have been happy to be the heroes behind the scenes. Today I am very happy to have the opportunity to introduce the main business of the company to you.

The businesses include: residential loans (new house loans, re-mortgage, home line of credit); business loans (new business start-up and increasing liquidity of existing business, etc.); commercial property loans (shops, office buildings) , Warehouses, rental apartments, student apartments); primary and secondary land development, construction loans; bridging loans and emergency loans; tenant background checks; pre-approval for uncompleted projects; personal loans and asset management services; third-party risk review and assessment services Wait.

After learning about it, Wei Li said happily: I ran into trouble with my loan last time, so I will get a loan from you next time I buy a house.

Tom said that he has accumulated a lot of experience in the mortgage industry over the years. Sometimes you can judge certain investment risks by looking at the small print of the file. In the past 2019, several large investment risks were prevented.

Main business introduction

To the topic of the seminar: Real estate financial investment has a long way to go, how can risks be controlled?

His title is very interesting: all kinds of scams, there is always one that will "fish" you Types of real estate financial scams

  1. Investing in real estate can be use for immigration and can apply for a work visa
  2. Can participate in mainstream real estate development and be a preferred shareholder
  3. Global real estate investment (US/Asia/Europe)
  4. The “Feast” of Canadian Real Estate Private Equity

Tom also briefly introduced the pitfalls of non-real estate investment: futures, real estate private placement, cryptocurrency, dazzling high-tech-blockchain, etc.

Tom then asked everyone: Why are Chinese people easily deceived?

First, language barriers.

Second, too much trust in the introducer and lack of detailed understanding of the project itself.

Third, not being familiar with Canadian law.

Fourth, greed.

He said that in Canada, 6-8% returns are normal. But some people say: if the income does not exceed 15%, do not invest. This idealogy creates risk.

Main risk analysis

Mr. Wu is anxious when he hears this. With so many traps, how can one judge? How to minimize investment risk? Tom said, no hurry. Now we discuss a key topic: In the mainstream Canadian society, there are several investment methods for real estate finance, which one is safer?

Direct shareholders; indirect shareholders; partners; joint mortgage loans; indirect investment in MIC; peer-to-peer mortgage loans; other forms.

There was analysis in the discussion, and it was justified. If anyone had questions, Tom slows down and draws pictures on the whiteboard. Everyone listens and thinks.

Safe real estate financial investment model

Tom answers the question that everyone is most concerned about: What kind of investment is the safest? why? Tom gives his answer in a field he is familiar with and experienced: peer-to-peer mortgage.

The reasons are: professional operation; property rights mortgage, direct property rights; lawyers control risks; professional evaluation agencies; third-party credit audits; risk monitoring and bad debt handling, etc.

Participants were full of interest

It was nearly 5 o'clock. Everyone listened with full of interest. Questions they had were answered. How to loan? How to invest? There was a rough outline in everyone's mind.

After listening to the seminar, I remembered Tom’s opening remarks: Whether you have money or are short of money, you will think of Tom Brothers!

Tom BROTHERS FINANCIAL INC

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